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i need advice~!



i need advice~!

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harry potter
so I need to get a new car... not a BRAND new car, but one that doesn't suck as bad as my car. The problem is I have 0 credit history and my parents cannot co-sign cause their credit sucks right now... and I don't know what to do. I don't have enough cash to buy a car with all cash, so I'd need to finance... but because of the economy, banks are really tight on everything... so they are big sticklers with people with no credit history.

I know I could technically get another crappy car that would only cost me like $2,000, but that's pretty much what my car is right now. I'm trying to find a car that's somewhat newer and has decent miles... so yah.


does anyone have any advice on this or has gone through this? anyone know how to get good cars if they have no credit history?

sorry if it sounds like i'm rambling!
  • I agree with what RSS advised. Also, if you're not a member of a local credit union, you can usually open an account for $5 or $10 to become a member and then apply for a loan.

    Have you tried getting financed through a dealer? I ask because my 20-year-old nephew who can't have very good credit because I know he has had a fairly large hospital bill outstanding for the past year and has been working just 2 part-time jobs lately just bought a new Mustang without a co-signer.

    Good luck. I hope you're able to find something that works out!
    • i tried one dealership, but they didn't take me. I'm trying to find dealerships now that do 1st time buyer programs. Hopefully that will work out.

      (he's lucky! i want a new mustang! D: )
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